Medicare Adv & Supp

 Medicare Adv & Medicare Supp Insurance

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please  contact or 1-800-MEDICARE to get information on all of your options.

The best time to check into Medicare Advantage and/or Supplement plans is BEFORE you are eligible for Medicare. If you are nearing age 65, the choices you make now can help you in the future. But choosing the correct Medicare product to meet your needs can be confusing and overwhelming. Fortunately, our trained agents are committed to helping you sort though all the options available.

Everyone 65 and older is entitled to the basic Medicare coverage, but typically it only covers about 64 percent of the annual health-care costs. Added to the expense not covered by Medicare, there are deductibles, co-payments, and coinsurance to pay. This is why many choose Medicare Advantage plans or Medicare Supplement Plans and at Hanc Corporation dba Ace Insurance, we can assist you in your Georgia insurance coverages.

Medicare Advantage or Medicare Supplements Options

Medicare Advantage Plans

When you become entitled to Medicare A & B, you can choose from a variety of Medicare Advantage plans available in your area to replace your Medicare plan.  Please contact us once you receive your Medicare benefit (Part A & B) from the Social Security Administration.  We can help you choose the best replacement plan that fits your needs.  You may be eligible to participate in a $0.00 premium plan with low co-pay, deductible and out-of-pocket expenses.  

Medicare Supplement Plans

Alternative to the Medicare Advantage Plans, you may choose the Medicare Supplement plans option in addition to your Medicare Part A & B.  Both Medicare Part A and Part B were designed to help retirees with their Georgia health insurance. If you choose to add Medicare Part B, it is wise to add your supplements within the first 6 months. During this time the Medigap program must accept you and any preexisting conditions, known as "guaranteed issue rights". In most cases, as long as you continue paying the premiums you cannot be cancelled. After the 6 months, if you decide you want a supplement policy, you can be turned down for pre-existing conditions such as diabetes, heart disease, or cancer.

Georgia Medicare Supplemental Health Insurance has a wide variety of plans and is organized alphabetically with each plan designated with a single letter. Plans are designed to help with the cost of deductibles, co-payments, and coinsurance. Some plans offer prescription, vision, or dental coverage. The different plans offer the flexibility of choosing your own doctors and hospitals that accept Medicare patients and specialists, without referrals. You have the freedom to travel and take your coverage with you anywhere in the United States.

Rates for Medicare Supplements can vary greatly between different carriers and are usually based on age, location, gender, and health. You don't have to sort through this alone, our agents at Hanc Corporation dba Ace Insurance are committed to searching for the best rates and coverage which are affordable and meet all your needs.